Applying for a loan can feel overwhelming, especially when you’re not sure which documents you need to bring along.

We’ve made it simple at Jefigs Credit Limited. Just come prepared with the right documents and our team will guide you through every step.

Let’s walk you through exactly what you need.

1. Loan Application Form

Every journey starts with a form!
Pick up your loan form at any Jefigs Credit Limited branch and fill it out with the help of our friendly officers.
Tip: Double-check your details, neat, complete forms help speed up approval.

2. Identification Card

We need to confirm you are who you say you are! Bring along your National ID.

Tip: Make sure your name matches the one on your payslips, bank statements, and other documents.

3. KRA Pin Certificate

Your KRA PIN is key to processing your loan and ensuring compliance with financial regulations.
Don’t have a printed copy? You can easily download one from the KRA iTax portal before your visit.

4. Passport Size Photo

Smile for success!
A recent passport photo helps us verify your identity and attach your image to your loan file.
Bring at least one clear, colored photo, as it keeps your records complete.

5. Referral

We value trust and relationships.
Provide the name and contact of someone who referred you or can vouch for you.
Tip: Referrals help us know our clients better and sometimes, they even earn rewards!

6. 6-Month Bank or M-Pesa Statement

We want to understand your financial flow, income in, expenses out.
Send us your latest 6 months of Bank or M-Pesa statements.
This helps us assess your ability to repay your loan confidently and quickly.

7. 3 Months’ Payslips

If you’re employed, bring your latest 3 payslips.
This helps us verify your stable income and repayment capability.
Pro Tip: If you’re self-employed, your bank or M-Pesa statements can also support this requirement.

8. Business Registration and Licence

Running your own business? Bring proof that you’re officially registered and licensed.
Business Registration Certificate
Valid Business Licence
This confirms your business is active and legitimate, a key step for business loans.

If You’re Applying for a Vehicle-Backed Loan

We’ve got a few extra requirements for vehicle loans. Don’t worry, it’s straightforward!

• • Logbook – Original copy required.

• • Comprehensive Insurance Cover – Your vehicle must have active cover.

• • Car Tracking Installation – Safety first! We do this for you at a fee.

• • Vehicle Valuation Report – Helps determine your loan value.

Tip: The cleaner your car documents, the faster we process your application!

If You’re Applying for a Land-Backed Loan

Have land you’d like to use as security? Here’s what you’ll need:

• • Land Valuation Report – Conducted by a certified valuer.

• • Land Charge Document – Legal documentation for the charge process.

Our team will guide you through the valuation and charge process step-by-step.

Quick Check Before You Visit

• • All documents are valid and up to date.

• • Your names match across all forms.

• • You’ve made photocopies for submission.

Come prepared, it saves you time and helps us serve you faster!

Visit Jefigs Credit Limited Today

Our friendly loan officers are ready to help you get approved quickly and confidently.

Walk into any Jefigs Credit Limited branch today. [Solar House- CBD, Ruhan Plaza- Kahawa Sukari, Sidian Bank- Kawangware]
Call: 0768 316 893 / 0115 791 209 / 0110 489 271
Follow us: @JefigsCreditLimited [Instagram / Facebook / TikTok / X / LinkedIn]

Jefigs Credit Limited — Driving Financial Transformation.